Download or read book How Interest Rates, Credit Ratings, and Lending Affect You written by G. S. Prentzas and published by The Rosen Publishing Group, Inc. This book was released on 2012-12-15 with total page 82 pages. Available in PDF, EPUB and Kindle. Book excerpt: Readers are presented a straightforward explanation of the cost of borrowing and lending money. Working from the international government level down to that of the community bank, this book introduces readers to how great an impact interest rates have on everyday expenses such as mortgage payments and education, in an accessible and interesting way.