The Right Balance for Banks

The Right Balance for Banks
Author :
Publisher : Columbia University Press
Total Pages : 357
Release :
ISBN-10 : 9780881327229
ISBN-13 : 0881327220
Rating : 4/5 (29 Downloads)

Book Synopsis The Right Balance for Banks by : William R. Cline

Download or read book The Right Balance for Banks written by William R. Cline and published by Columbia University Press. This book was released on 2017-05-23 with total page 357 pages. Available in PDF, EPUB and Kindle. Book excerpt: The global financial crisis produced an important agreement among regulators in 2010–11 to raise capital requirements for banks to protect them from insolvency in the event of another emergency. In this book, William R. Cline, a leading expert on the global financial system, employs sophisticated economic models to analyze whether these reforms, embodied in the Third Basel Accord, have gone far enough. He calculates how much higher bank capital reduces the risk of banking crises, providing a benefit to the economy. On the cost side, he estimates how much higher capital requirements raise the lending rate facing firms, reducing investment in plant and equipment and thus reducing output in the economy. Applying a plausible range of parameters, Cline arrives at estimates for the optimal level of equity capital relative to total bank assets. This study also challenges the recent "too much finance" literature, which holds that in advanced countries banking sectors are already too large and are curbing growth.


The Right Balance for Banks Related Books

The Right Balance for Banks
Language: en
Pages: 357
Authors: William R. Cline
Categories: Business & Economics
Type: BOOK - Published: 2017-05-23 - Publisher: Columbia University Press

DOWNLOAD EBOOK

The global financial crisis produced an important agreement among regulators in 2010–11 to raise capital requirements for banks to protect them from insolvenc
International Convergence of Capital Measurement and Capital Standards
Language: en
Pages: 294
Authors:
Categories: Bank capital
Type: BOOK - Published: 2004 - Publisher: Lulu.com

DOWNLOAD EBOOK

Do Central Banks Need Capital?
Language: en
Pages: 40
Authors: Mr.Peter Stella
Categories: Business & Economics
Type: BOOK - Published: 1997-07-01 - Publisher: International Monetary Fund

DOWNLOAD EBOOK

Central banks may operate perfectly well without capital as conventionally defined. A large negative net worth, however, is likely to compromise central bank in
Banks and Capital Requirements
Language: en
Pages: 27
Authors: Benjamin H. Cohen
Categories: Bank capital
Type: BOOK - Published: 2014 - Publisher:

DOWNLOAD EBOOK

Benefits and Costs of Bank Capital
Language: en
Pages: 38
Authors: Jihad Dagher
Categories: Business & Economics
Type: BOOK - Published: 2016-03-03 - Publisher: International Monetary Fund

DOWNLOAD EBOOK

The appropriate level of bank capital and, more generally, a bank’s capacity to absorb losses, has been at the core of the post-crisis policy debate. This pap